Well, the honeymoon is over!!

I began to notice a moaning kind of noise on startup that goes away after a short time. I haven't been able to pinpoint it yet, but yesterday I thought it might be coming from the area of the water pump. So, I decided to check the coolant level. First, I looked for the normal sight markings on the reservoir, but this thing is opaque black. From the owner's manual, I learned that this thing has a dipstick in the reservoir. Well, isn't that interesting?

Upon removing the dipstick, I saw that it was covered with this tan sludgy stuff! Looking in the reservoir, I could see more of this stuff on the inside. As you can imagine, I'm not liking the looks of this very much. From everything I've learned about the history of the car, it has been well cared for. It would be interesting to know if the coolant has ever been flushed and changed.
That question may be answered in the records from the dealer that are on the way to me (hopefully).
Anyway, I get on the web and discover all kinds of information about DexCool coolant involved in all kinds of problems with GM engines. There are links to articles about class action lawsuits against GM for engine damage relating to DexCool. Now I'm really worried. As usual on the web, there are all kinds of accusations and tales and defenses of this stuff to the point where it is difficult for anyone to know the truth.
What do you guys know about this issue? Have you had experience like this? What's the best way to clean out my cooling system of this stuff?